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Understanding the founding network

Plain-language explainers. Educational only — nothing here is advice, an offer, or coverage.

How it works
What is a health account?

A tax-smart way for an incorporated business to pay its team back for health and dental costs.

Vehicles
What is an ELHT?

A trust vehicle that can administer group health and dental benefits.

Vehicles
What is a reciprocal exchange?

A group of members who agree to share one another's risks.

Strategy
Why we start with benefits

Start where we administer the employer's own money — lower risk, faster proof.

Strategy
How founding employers help

Your non-binding interest becomes the evidence that unlocks real vehicles.

Sila is not currently an insurance company or reciprocal insurance exchange. Joining the founding network does not provide insurance coverage or benefits. Any future products are subject to legal, actuarial, Shariah, carrier, and regulatory approvals.

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