Pricing
Start free. Pay only when we do the work.
Flat and predictable — no commissions, no hidden fees. You only pay per employee when you want Sila to process claims and payouts for you.
Free
$0foreverRun spending accounts yourself — set budgets, invite your team, track everything.
- ✓ Health & lifestyle spending accounts
- ✓ Choose categories, budgets & teams
- ✓ Employee web app + claims tracking
- ✓ Employer dashboard & insights
- ✓ You handle reimbursements
- Most popular
Managed
Per employee/ monthWe process it all — adjudication, reimbursement, and e-transfer payouts, done for you.
- ✓ Everything in Free
- ✓ Automated claims adjudication
- ✓ Reimbursement + e-transfer payouts
- ✓ Receipt capture & notifications
- ✓ Explanation of benefits (EOB)
- ✓ Real-time fund tracking
Full plan
Customtalk to usA complete health & dental plan you fund yourself — and the surplus is yours.
- ✓ Everything in Managed
- ✓ Full health & dental plan design
- ✓ Keep your budget, keep the surplus
- ✓ Quarterly actuarial review
- ✓ Stop-loss protection
- ✓ Surplus & savings reporting
Enterprise
SSO/SCIM, API access, custom integrations, dedicated support, and a security review.
Curious what you’d keep? See your potential surplus →
Questions
How much is “per employee”?
A flat monthly amount per active team member — no commissions and no percentage of your spend. Talk to us for your number.
Do you take a cut of our budget?
No. We charge a flat fee for the work we do. Your benefits budget — and any surplus — stays yours.
What if we just want to run it ourselves?
Then Sila is free, forever. You only pay when you want us to review and pay claims for you.