sila
← All explainers

Vehicles

What is an ELHT?

A trust vehicle that can administer group health and dental benefits.

An Employee Life and Health Trust (ELHT), defined under section 144.1 of the Income Tax Act, is a trust that can administer health and dental benefits for a defined group of employees.

For a community benefits network, an ELHT is a natural longer-term home for health and dental — but standing one up requires legal, actuarial, and governance work. It sits behind the founding-interest stage, not in front of it.

Ready to add your voice?

Join the founding network →

Sila is not currently an insurance company or reciprocal insurance exchange. Joining the founding network does not provide insurance coverage or benefits. Any future products are subject to legal, actuarial, Shariah, carrier, and regulatory approvals.

What is an ELHT? — Sila